01
Start here
Connect your wallet
Connect MetaMask or a compatible wallet to use the VaultFi Sepolia test environment.
NetworkSepolia
Chain ID11155111
No wallet connection requested.
Investor / test-user application
Borrow against collateral, with every step visible.
This guided Sepolia experience helps you review eligibility, collateral, loan terms, and repayment readiness. It is a controlled test environment: no transaction is sent from this page in R1A.
Safe preview mode
Read-only wallet binding is active. Future transaction actions are prepared but disabled.
02Waiting
Access check
Eligibility
Connect your wallet to check demo eligibility.
VaultFi checks whether the connected wallet is eligible for this controlled lending flow. No identity information is displayed here.
03Not available
Collateral position
Your collateral
Wallet vCOLL—
Deposited—
Locked—
Available—
Borrowing capacity—
Current LTV—
Connect a wallet to read its latest collateral locker. Values are never fabricated when the chain state is unavailable.
Next collateral actionsPrepare collateral · Preview onlyLocker creation, deposit, and withdrawal remain disabled until the controlled UAT stage.
04Preview only
Loan preview
Review a borrowing request
vUSD
Illustrative test terms are based on the existing controlled loan plan. No loan request is broadcast from this page.
Illustrative terms
Borrow amount1,000.00 vUSD
Protocol fee25.00 vUSD
Net received975.00 vUSD
Total repayment1,008.219178 vUSD
Collateral locked2.00 vCOLL
Resulting LTV25.00%
05Not detected
Lifecycle status
Active loan
No active loan detected for this wallet.
After collateral and eligibility are confirmed, a future UAT stage can request a loan. This page will never imply an active loan from historical reference data.
Loan ID—
Status—
Principal—
Outstanding balance—
Collateral locked—
Annual rate—
Repay your loan
Repayment prepared for a future UAT stage
The sequence is simple: first approve the repayment amount if required, then repay the loan. Both actions are disabled in R1A.
1Approve repaymentWallet signature · disabled
2Repay loanWallet signature · disabled
Loan repaid
Your collateral is unlocked. Withdrawal remains a separate future UAT action.
Transaction safety
Wallet action status
R1A modeRead-only binding
WritesDisabled
Duplicate protectionHash-aware in future UAT
Future transaction states are prepared as: READY → WAITING FOR WALLET → AWAITING SIGNATURE → SUBMITTED → CONFIRMING → CONFIRMED. Rejected, failed, reverted, pending, and unknown outcomes will be handled without blind resubmission.